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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,553 | $102,595-96.5% | $94,057-96.2% | $154,746-97.7% |
| Participation rate | 92.3% | 76.0%+16.3pp | 73.3%+19.0pp | 80.7%+11.6pp |
| Annual return | 23.60% | 583.42%-559.8pp | 480.62%-457.0pp | 172.34%-148.7pp |
| Employer contribution / active EE | $719 | $3,147-77.2% | $2,933-75.5% | $4,379-83.6% |
| Participant deferral / active EE | $1,589 | $5,118-69.0% | $4,709-66.3% | $6,730-76.4% |
| Admin fee / account holder | $402 | $7,736-94.8% | $7,244-94.4% | $14,365-97.2% |