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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,581 | $102,422-18.4% | $147,117-43.2% | $80,959+3.2% |
| Participation rate | 78.9% | 75.9%+3.1pp | 82.2%-3.2pp | 67.7%+11.3pp |
| Annual return | 267.02% | 135.16%+131.9pp | 420.54%-153.5pp | 35.67%+231.4pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $16,607 | $6,652+149.6% | $8,065+105.9% | $4,300+286.2% |
| Admin fee / account holder | $8,223 | $7,953+3.4% | $12,993-36.7% | $6,925+18.7% |