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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,352 | $77,460-31.1% | $100,378-46.8% | $80,925-34.1% |
| Participation rate | 95.6% | 76.9%+18.6pp | 81.5%+14.0pp | 67.7%+27.9pp |
| Annual return | 32.67% | 37.24%-4.6pp | 49.41%-16.7pp | 35.65%-3.0pp |
| Employer contribution / active EE | $3,456 | $2,801+23.4% | $3,942-12.3% | $2,756+25.4% |
| Participant deferral / active EE | $12,540 | $6,818+83.9% | $8,087+55.1% | $4,299+191.7% |
| Admin fee / account holder | $3,461 | $5,887-41.2% | $7,899-56.2% | $6,940-50.1% |