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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,352 | $77,472-31.1% | $100,415-46.9% | $80,959-34.1% |
| Participation rate | 95.6% | 76.9%+18.6pp | 81.5%+14.0pp | 67.7%+27.9pp |
| Annual return | 32.67% | 37.26%-4.6pp | 49.47%-16.8pp | 35.67%-3.0pp |
| Employer contribution / active EE | $3,456 | $2,800+23.4% | $3,943-12.4% | $2,757+25.3% |
| Participant deferral / active EE | $12,540 | $6,818+83.9% | $8,091+55.0% | $4,300+191.6% |
| Admin fee / account holder | $3,461 | $5,885-41.2% | $7,906-56.2% | $6,925-50.0% |