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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,300 | $107,809-76.5% | $97,032-73.9% | $155,188-83.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 23.72% | 38.06%-14.3pp | 35.38%-11.7pp | 148.84%-125.1pp |
| Employer contribution / active EE | $3,842 | $2,911+32.0% | $2,629+46.2% | $4,248-9.5% |
| Participant deferral / active EE | $8,629 | $5,129+68.2% | $4,672+84.7% | $6,531+32.1% |
| Admin fee / account holder | $539 | $10,717-95.0% | $9,418-94.3% | $14,480-96.3% |