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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,104 | $117,846-50.7% | $102,434-43.3% | $145,884-60.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.65% | 31.90%-15.2pp | 29.46%-12.8pp | 551.85%-535.2pp |
| Employer contribution / active EE | $5,522 | $3,615+52.8% | $3,023+82.7% | $4,662+18.4% |
| Participant deferral / active EE | $15,047 | $5,733+162.5% | $5,055+197.7% | $6,690+124.9% |
| Admin fee / account holder | $9,411 | $13,356-29.5% | $9,462-0.5% | $13,392-29.7% |