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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,268 | $55,889-56.6% | $76,119-68.1% | $80,935-70.0% |
| Participation rate | 87.2% | 62.1%+25.1pp | 69.1%+18.1pp | 67.7%+19.5pp |
| Annual return | 14.84% | 20.58%-5.7pp | 361.25%-346.4pp | 35.66%-20.8pp |
| Employer contribution / active EE | $3,161 | $1,866+69.4% | $2,693+17.4% | $2,757+14.7% |
| Participant deferral / active EE | $6,244 | $3,051+104.6% | $4,259+46.6% | $4,299+45.2% |
| Admin fee / account holder | $1,104 | $5,241-78.9% | $6,421-82.8% | $6,924-84.1% |