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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,529 | $177,353-82.2% | $158,226-80.1% | $198,609-84.1% |
| Participation rate | 71.4% | 77.0%-5.6pp | 74.8%-3.4pp | 82.4%-10.9pp |
| Annual return | 14.45% | 599.50%-585.1pp | 501.41%-487.0pp | 202.70%-188.2pp |
| Employer contribution / active EE | $6,073 | $3,239+87.5% | $2,986+103.4% | $5,055+20.1% |
| Participant deferral / active EE | $11,357 | $4,615+146.1% | $4,317+163.1% | $6,977+62.8% |
| Admin fee / account holder | $84,762 | $10,960+673.3% | $10,217+729.7% | $19,030+345.4% |