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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,852 | $56,200-18.4% | $67,653-32.2% | $59,633-23.1% |
| Participation rate | 70.4% | 71.5%-1.1pp | 75.7%-5.3pp | 68.7%+1.7pp |
| Annual return | -1.51% | 18506.71%-18508.2pp | 6625.22%-6626.7pp | 2041.40%-2042.9pp |
| Employer contribution / active EE | $1,269 | $1,615-21.4% | $2,266-44.0% | $2,203-42.4% |
| Participant deferral / active EE | $4,284 | $2,843+50.7% | $3,560+20.3% | $3,192+34.2% |
| Admin fee / account holder | $4,910 | $3,959+24.0% | $4,821+1.8% | $4,297+14.3% |