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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,985 | $117,846-66.9% | $102,434-61.9% | $145,884-73.3% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 11.76% | 31.90%-20.1pp | 29.46%-17.7pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,651 | $3,615-54.3% | $3,023-45.4% | $4,662-64.6% |
| Participant deferral / active EE | $9,318 | $5,733+62.5% | $5,055+84.3% | $6,690+39.3% |
| Admin fee / account holder | $301 | $13,356-97.7% | $9,462-96.8% | $13,392-97.8% |