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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,623 | $183,592+6.6% | $155,574+25.7% | $145,877+34.1% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 19.79% | 61.37%-41.6pp | 64.87%-45.1pp | 551.28%-531.5pp |
| Employer contribution / active EE | $9,516 | $5,317+79.0% | $4,676+103.5% | $4,663+104.1% |
| Participant deferral / active EE | $6,747 | $6,466+4.3% | $5,629+19.9% | $6,691+0.8% |
| Admin fee / account holder | $667 | $19,316-96.5% | $15,914-95.8% | $13,402-95.0% |