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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,623 | $183,539+6.6% | $155,556+25.8% | $145,897+34.1% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 19.79% | 61.31%-41.5pp | 64.84%-45.1pp | 552.29%-532.5pp |
| Employer contribution / active EE | $9,516 | $5,315+79.0% | $4,675+103.5% | $4,663+104.1% |
| Participant deferral / active EE | $6,747 | $6,467+4.3% | $5,631+19.8% | $6,689+0.9% |
| Admin fee / account holder | $667 | $19,275-96.5% | $15,885-95.8% | $13,390-95.0% |