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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,875 | $181,062+14.3% | $158,223+30.7% | $155,188+33.3% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 13.84% | 57.39%-43.5pp | 52.09%-38.3pp | 148.84%-135.0pp |
| Employer contribution / active EE | $1,474 | $4,565-67.7% | $4,109-64.1% | $4,248-65.3% |
| Participant deferral / active EE | $5,429 | $6,134-11.5% | $5,467-0.7% | $6,531-16.9% |
| Admin fee / account holder | $0 | $18,825-100.0% | $16,047-100.0% | $14,480-100.0% |