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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,600 | $172,111+32.2% | $150,298+51.4% | $137,256+65.8% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 11.72% | 69.37%-57.7pp | 62.79%-51.1pp | 220.34%-208.6pp |
| Employer contribution / active EE | $2,470 | $4,636-46.7% | $4,154-40.5% | $4,156-40.6% |
| Participant deferral / active EE | $4,331 | $6,166-29.8% | $5,453-20.6% | $6,407-32.4% |
| Admin fee / account holder | $3,354 | $16,471-79.6% | $14,116-76.2% | $12,270-72.7% |