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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,222 | $51,736+33.8% | $120,225-42.4% | $67,986+1.8% |
| Participation rate | 47.9% | 46.1%+1.9pp | 69.6%-21.6pp | 57.2%-9.3pp |
| Annual return | 17.33% | 31.98%-14.6pp | 439.23%-421.9pp | 31.67%-14.3pp |
| Employer contribution / active EE | $1,085 | $1,071+1.3% | $3,475-68.8% | $2,019-46.2% |
| Participant deferral / active EE | $3,619 | $2,206+64.1% | $3,999-9.5% | $3,358+7.8% |
| Admin fee / account holder | $9,761 | $4,159+134.7% | $5,696+71.4% | $3,203+204.7% |