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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,425 | $196,972-54.6% | $182,262-50.9% | $198,609-55.0% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 21.21% | 158.27%-137.1pp | 140.60%-119.4pp | 202.70%-181.5pp |
| Employer contribution / active EE | $4,237 | $5,364-21.0% | $5,046-16.0% | $5,055-16.2% |
| Participant deferral / active EE | $11,563 | $8,643+33.8% | $8,276+39.7% | $6,977+65.7% |
| Admin fee / account holder | $11,512 | $18,429-37.5% | $16,712-31.1% | $19,030-39.5% |