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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,425 | $154,228-42.0% | $145,433-38.5% | $137,256-34.8% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 21.21% | 74.59%-53.4pp | 66.58%-45.4pp | 220.34%-199.1pp |
| Employer contribution / active EE | $4,237 | $4,804-11.8% | $4,554-7.0% | $4,156+1.9% |
| Participant deferral / active EE | $11,563 | $8,216+40.7% | $7,897+46.4% | $6,407+80.5% |
| Admin fee / account holder | $11,512 | $14,344-19.7% | $13,129-12.3% | $12,270-6.2% |