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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,666 | $134,817+8.0% | $123,973+17.5% | $155,188-6.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.47% | 515.49%-500.0pp | 388.13%-372.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $6,175 | $4,425+39.5% | $4,126+49.7% | $4,248+45.4% |
| Participant deferral / active EE | $9,193 | $5,706+61.1% | $5,247+75.2% | $6,531+40.7% |
| Admin fee / account holder | $1,181 | $13,245-91.1% | $11,799-90.0% | $14,480-91.8% |