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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,038 | $58,848-40.5% | $88,179-60.3% | $82,637-57.6% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.1%+30.9pp | 68.1%+31.9pp |
| Annual return | 15.00% | 22.76%-7.8pp | 64.97%-50.0pp | 53.51%-38.5pp |
| Employer contribution / active EE | $5,797 | $1,678+245.4% | $2,549+127.4% | $2,552+127.1% |
| Participant deferral / active EE | $1,994 | $3,124-36.2% | $4,614-56.8% | $4,126-51.7% |
| Admin fee / account holder | $5,159 | $4,795+7.6% | $7,673-32.8% | $7,339-29.7% |