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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,083 | $81,331+110.4% | $155,534+10.0% | $80,935+111.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.55% | 33.37%-20.8pp | 64.92%-52.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $8,542 | $3,105+175.1% | $4,675+82.7% | $2,757+209.9% |
| Participant deferral / active EE | $6,455 | $3,454+86.9% | $5,630+14.7% | $4,299+50.1% |
| Admin fee / account holder | $2,544 | $7,999-68.2% | $15,900-84.0% | $6,924-63.3% |