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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,083 | $81,262+110.5% | $155,602+9.9% | $80,911+111.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 12.55% | 33.34%-20.8pp | 64.81%-52.3pp | 35.63%-23.1pp |
| Employer contribution / active EE | $8,542 | $3,102+175.4% | $4,675+82.7% | $2,756+210.0% |
| Participant deferral / active EE | $6,455 | $3,451+87.0% | $5,629+14.7% | $4,297+50.2% |
| Admin fee / account holder | $2,544 | $7,992-68.2% | $15,923-84.0% | $6,935-63.3% |