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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,067 | $81,487+121.0% | $102,412+75.8% | $80,935+122.5% |
| Participation rate | 34.3% | 66.8%-32.5pp | 74.5%-40.2pp | 67.7%-33.3pp |
| Annual return | 14.67% | 25.60%-10.9pp | 24.94%-10.3pp | 35.66%-21.0pp |
| Employer contribution / active EE | $3,373 | $3,103+8.7% | $3,870-12.8% | $2,757+22.4% |
| Participant deferral / active EE | $4,738 | $3,871+22.4% | $5,060-6.4% | $4,299+10.2% |
| Admin fee / account holder | $35,088 | $6,717+422.3% | $8,388+318.3% | $6,924+406.7% |