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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,215 | $251,004+12.4% | $191,597+47.3% | $138,895+103.2% |
| Participation rate | 90.0% | 82.4%+7.6pp | 76.9%+13.1pp | 79.9%+10.1pp |
| Annual return | 9.04% | 31.05%-22.0pp | 27.07%-18.0pp | 145.39%-136.4pp |
| Employer contribution / active EE | $9,734 | $6,226+56.3% | $5,025+93.7% | $4,194+132.1% |
| Participant deferral / active EE | $20,485 | $8,154+151.2% | $6,850+199.1% | $6,396+220.3% |
| Admin fee / account holder | $108,190 | $31,471+243.8% | $22,799+374.5% | $12,562+761.2% |