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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,317 | $29,319-17.1% | $52,425-53.6% | $82,448-70.5% |
| Participation rate | 70.3% | 46.9%+23.4pp | 55.6%+14.6pp | 68.1%+2.2pp |
| Annual return | 19.70% | 535.20%-515.5pp | 302.12%-282.4pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,404 | $586+139.5% | $914+53.6% | $2,551-44.9% |
| Participant deferral / active EE | $2,659 | $1,171+127.0% | $1,790+48.5% | $4,139-35.8% |
| Admin fee / account holder | $746 | $1,962-62.0% | $2,495-70.1% | $7,234-89.7% |