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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,317 | $48,118-49.5% | $136,833-82.2% | $94,015-74.1% |
| Participation rate | 70.3% | 47.4%+22.9pp | 59.0%+11.2pp | 70.8%-0.6pp |
| Annual return | 19.70% | 14.65%+5.0pp | 35.32%-15.6pp | 17.84%+1.9pp |
| Employer contribution / active EE | $1,404 | $821+71.1% | $1,319+6.5% | $2,790-49.7% |
| Participant deferral / active EE | $2,659 | $1,651+61.1% | $2,441+8.9% | $4,249-37.4% |
| Admin fee / account holder | $746 | $3,059-75.6% | $4,706-84.1% | $8,951-91.7% |