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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,128 | $111,535+24.7% | $105,223+32.2% | $137,256+1.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.58% | 237.85%-221.3pp | 180.65%-164.1pp | 220.34%-203.8pp |
| Employer contribution / active EE | $10,708 | $3,939+171.8% | $3,689+190.3% | $4,156+157.6% |
| Participant deferral / active EE | $11,285 | $5,500+105.2% | $5,072+122.5% | $6,407+76.1% |
| Admin fee / account holder | $1,804 | $9,721-81.4% | $8,859-79.6% | $12,270-85.3% |