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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,922 | $107,809-18.4% | $97,032-9.4% | $155,188-43.3% |
| Participation rate | 42.9% | 75.5%-32.6pp | 71.6%-28.7pp | 80.8%-37.9pp |
| Annual return | 16.00% | 38.06%-22.1pp | 35.38%-19.4pp | 148.84%-132.8pp |
| Employer contribution / active EE | $0 | $2,911-100.0% | $2,629-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,981 | $5,129-22.4% | $4,672-14.8% | $6,531-39.0% |
| Admin fee / account holder | $38,593 | $10,717+260.1% | $9,418+309.8% | $14,480+166.5% |