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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,554 | $183,627-68.7% | $155,602-63.0% | $145,978-60.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 11.13% | 61.32%-50.2pp | 64.81%-53.7pp | 550.52%-539.4pp |
| Employer contribution / active EE | $1,154 | $5,316-78.3% | $4,675-75.3% | $4,662-75.2% |
| Participant deferral / active EE | $2,988 | $6,466-53.8% | $5,629-46.9% | $6,690-55.3% |
| Admin fee / account holder | $1,020 | $19,327-94.7% | $15,923-93.6% | $13,400-92.4% |