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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,554 | $183,592-68.7% | $155,567-63.0% | $145,959-60.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 11.13% | 61.24%-50.1pp | 64.74%-53.6pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,154 | $5,315-78.3% | $4,674-75.3% | $4,661-75.2% |
| Participant deferral / active EE | $2,988 | $6,464-53.8% | $5,628-46.9% | $6,689-55.3% |
| Admin fee / account holder | $1,020 | $19,318-94.7% | $15,916-93.6% | $13,398-92.4% |