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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,400 | $183,516+64.8% | $155,534+94.4% | $145,884+107.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.93% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $29,825 | $5,315+461.2% | $4,675+538.0% | $4,662+539.7% |
| Participant deferral / active EE | $22,695 | $6,467+251.0% | $5,630+303.1% | $6,690+239.3% |
| Admin fee / account holder | $12,894 | $19,293-33.2% | $15,900-18.9% | $13,392-3.7% |