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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,160 | $126,113+172.9% | $116,096+196.4% | $155,188+121.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 5.08% | 391.72%-386.6pp | 326.25%-321.2pp | 148.84%-143.8pp |
| Employer contribution / active EE | $5,922 | $2,672+121.7% | $2,503+136.5% | $4,248+39.4% |
| Participant deferral / active EE | $20,162 | $4,162+384.4% | $3,952+410.2% | $6,531+208.7% |
| Admin fee / account holder | $3,466 | $8,045-56.9% | $7,704-55.0% | $14,480-76.1% |