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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,034 | $126,661-41.5% | $113,397-34.7% | $138,895-46.7% |
| Participation rate | 95.8% | 79.4%+16.4pp | 76.5%+19.3pp | 79.9%+15.9pp |
| Annual return | 11.96% | 25.05%-13.1pp | 23.20%-11.2pp | 145.39%-133.4pp |
| Employer contribution / active EE | $6,250 | $3,456+80.8% | $2,977+109.9% | $4,194+49.0% |
| Participant deferral / active EE | $472 | $5,693-91.7% | $5,076-90.7% | $6,396-92.6% |
| Admin fee / account holder | $4,138 | $14,549-71.6% | $11,957-65.4% | $12,562-67.1% |