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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,034 | $138,312-46.5% | $122,979-39.8% | $155,188-52.3% |
| Participation rate | 95.8% | 80.2%+15.6pp | 77.2%+18.6pp | 80.8%+15.0pp |
| Annual return | 11.96% | 22.06%-10.1pp | 20.12%-8.2pp | 148.84%-136.9pp |
| Employer contribution / active EE | $6,250 | $3,530+77.0% | $3,062+104.1% | $4,248+47.1% |
| Participant deferral / active EE | $472 | $5,592-91.6% | $5,003-90.6% | $6,531-92.8% |
| Admin fee / account holder | $4,138 | $15,089-72.6% | $12,864-67.8% | $14,480-71.4% |