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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,665 | $96,731-65.2% | $123,973-72.8% | $86,983-61.3% |
| Participation rate | 49.2% | 70.0%-20.9pp | 76.7%-27.5pp | 69.5%-20.4pp |
| Annual return | 18.46% | 17.33%+1.1pp | 388.13%-369.7pp | 25.83%-7.4pp |
| Employer contribution / active EE | $1,367 | $3,297-58.5% | $4,126-66.9% | $2,584-47.1% |
| Participant deferral / active EE | $1,948 | $4,152-53.1% | $5,247-62.9% | $4,194-53.5% |
| Admin fee / account holder | $3,826 | $8,722-56.1% | $11,799-67.6% | $7,856-51.3% |