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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,843 | $183,627+4.5% | $155,602+23.3% | $145,978+31.4% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 11.90% | 61.32%-49.4pp | 64.81%-52.9pp | 550.52%-538.6pp |
| Employer contribution / active EE | $1,109 | $5,316-79.1% | $4,675-76.3% | $4,662-76.2% |
| Participant deferral / active EE | $3,677 | $6,466-43.1% | $5,629-34.7% | $6,690-45.0% |
| Admin fee / account holder | $1,888 | $19,327-90.2% | $15,923-88.1% | $13,400-85.9% |