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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,848 | $97,550+6.5% | $120,344-13.7% | $87,485+18.7% |
| Participation rate | 90.0% | 72.8%+17.2pp | 76.7%+13.3pp | 68.9%+21.1pp |
| Annual return | 20.17% | 18.41%+1.8pp | 20.30%-0.1pp | 26.06%-5.9pp |
| Employer contribution / active EE | $5,118 | $2,291+123.4% | $3,020+69.5% | $2,596+97.1% |
| Participant deferral / active EE | $7,113 | $4,230+68.2% | $5,135+38.5% | $4,274+66.4% |
| Admin fee / account holder | $8,317 | $9,543-12.8% | $12,742-34.7% | $7,775+7.0% |