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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,360 | $184,014+84.4% | $161,149+110.6% | $138,895+144.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.40% | 21.52%-7.1pp | 21.16%-6.8pp | 145.39%-131.0pp |
| Employer contribution / active EE | $16,978 | $5,055+235.9% | $4,360+289.4% | $4,194+304.8% |
| Participant deferral / active EE | $10,603 | $6,909+53.5% | $6,153+72.3% | $6,396+65.8% |
| Admin fee / account holder | $26,433 | $18,027+46.6% | $15,194+74.0% | $12,562+110.4% |