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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,810 | $76,407+17.5% | $150,298-40.2% | $82,448+8.9% |
| Participation rate | 75.7% | 66.4%+9.3pp | 77.8%-2.1pp | 68.1%+7.6pp |
| Annual return | 15.76% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $6,716 | $2,614+156.9% | $4,154+61.7% | $2,551+163.3% |
| Participant deferral / active EE | $0 | $3,214-100.0% | $5,453-100.0% | $4,139-100.0% |
| Admin fee / account holder | $4,088 | $6,352-35.6% | $14,116-71.0% | $7,234-43.5% |