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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,293 | $77,574+8.7% | $108,753-22.5% | $86,983-3.1% |
| Participation rate | 75.9% | 62.3%+13.6pp | 71.1%+4.8pp | 69.5%+6.3pp |
| Annual return | 14.33% | 18.42%-4.1pp | 37.47%-23.1pp | 25.83%-11.5pp |
| Employer contribution / active EE | $0 | $1,611-100.0% | $2,427-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,677 | $3,128-14.4% | $4,115-35.0% | $4,194-36.2% |
| Admin fee / account holder | $1,639 | $6,529-74.9% | $10,320-84.1% | $7,856-79.1% |