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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,293 | $76,834+9.7% | $108,359-22.2% | $87,485-3.6% |
| Participation rate | 75.9% | 61.7%+14.1pp | 70.1%+5.7pp | 68.9%+6.9pp |
| Annual return | 14.33% | 19.09%-4.8pp | 36.89%-22.6pp | 26.06%-11.7pp |
| Employer contribution / active EE | $0 | $1,556-100.0% | $2,399-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,677 | $3,100-13.7% | $4,137-35.3% | $4,274-37.4% |
| Admin fee / account holder | $1,639 | $6,537-74.9% | $9,741-83.2% | $7,775-78.9% |