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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,621 | $88,672+31.5% | $105,223+10.8% | $82,448+41.4% |
| Participation rate | 94.9% | 67.9%+26.9pp | 75.0%+19.8pp | 68.1%+26.8pp |
| Annual return | 11.61% | 30.86%-19.2pp | 180.65%-169.0pp | 41.64%-30.0pp |
| Employer contribution / active EE | $6,439 | $3,048+111.3% | $3,689+74.6% | $2,551+152.4% |
| Participant deferral / active EE | $6,975 | $4,036+72.8% | $5,072+37.5% | $4,139+68.5% |
| Admin fee / account holder | $79,423 | $7,146+1011.4% | $8,859+796.5% | $7,234+997.9% |