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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,621 | $166,268+24.3% | $165,100+25.1% | $145,897+41.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.35% | 100.52%-92.2pp | 70.21%-61.9pp | 552.29%-543.9pp |
| Employer contribution / active EE | $5,302 | $5,284+0.3% | $4,348+21.9% | $4,663+13.7% |
| Participant deferral / active EE | $8,829 | $6,964+26.8% | $6,035+46.3% | $6,689+32.0% |
| Admin fee / account holder | $598 | $16,659-96.4% | $12,696-95.3% | $13,390-95.5% |