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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,114 | $213,785-80.8% | $185,441-77.8% | $155,188-73.5% |
| Participation rate | 75.0% | 83.2%-8.2pp | 80.3%-5.3pp | 80.8%-5.8pp |
| Annual return | 14.63% | 19.97%-5.3pp | 20.16%-5.5pp | 148.84%-134.2pp |
| Employer contribution / active EE | $0 | $5,393-100.0% | $4,672-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,930 | $6,864-57.3% | $6,152-52.4% | $6,531-55.1% |
| Admin fee / account holder | $4,714 | $21,134-77.7% | $17,890-73.6% | $14,480-67.4% |