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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,656 | $81,487-74.7% | $102,412-79.8% | $80,935-74.5% |
| Participation rate | 94.2% | 66.8%+27.4pp | 74.5%+19.7pp | 67.7%+26.6pp |
| Annual return | 10.60% | 25.60%-15.0pp | 24.94%-14.3pp | 35.66%-25.1pp |
| Employer contribution / active EE | $2,831 | $3,103-8.8% | $3,870-26.8% | $2,757+2.7% |
| Participant deferral / active EE | $2,901 | $3,871-25.1% | $5,060-42.7% | $4,299-32.5% |
| Admin fee / account holder | $15,034 | $6,717+123.8% | $8,388+79.2% | $6,924+117.1% |