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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,859 | $58,258+30.2% | $81,820-7.3% | $80,925-6.3% |
| Participation rate | 88.5% | 63.5%+25.0pp | 72.4%+16.1pp | 67.7%+20.8pp |
| Annual return | 12.77% | 41.76%-29.0pp | 777.93%-765.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $9,509 | $2,345+305.4% | $2,915+226.2% | $2,756+245.0% |
| Participant deferral / active EE | $5,965 | $3,284+81.7% | $4,323+38.0% | $4,299+38.8% |
| Admin fee / account holder | $8,319 | $4,976+67.2% | $7,391+12.6% | $6,940+19.9% |