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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,859 | $58,275+30.2% | $81,844-7.3% | $80,935-6.3% |
| Participation rate | 88.5% | 63.5%+25.0pp | 72.4%+16.1pp | 67.7%+20.8pp |
| Annual return | 12.77% | 41.82%-29.0pp | 778.87%-766.1pp | 35.66%-22.9pp |
| Employer contribution / active EE | $9,509 | $2,346+305.4% | $2,916+226.0% | $2,757+244.9% |
| Participant deferral / active EE | $5,965 | $3,285+81.6% | $4,323+38.0% | $4,299+38.7% |
| Admin fee / account holder | $8,319 | $4,749+75.2% | $7,355+13.1% | $6,924+20.1% |