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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,399 | $115,225-85.8% | $100,712-83.7% | $138,895-88.2% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.3%-9.3pp | 79.9%-19.9pp |
| Annual return | 22.70% | 40.35%-17.7pp | 33.27%-10.6pp | 145.39%-122.7pp |
| Employer contribution / active EE | $2,853 | $2,771+3.0% | $2,313+23.4% | $4,194-32.0% |
| Participant deferral / active EE | $3,530 | $4,699-24.9% | $4,085-13.6% | $6,396-44.8% |
| Admin fee / account holder | $97 | $10,844-99.1% | $9,256-99.0% | $12,562-99.2% |