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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,002 | $223,823+120.3% | $211,142+133.5% | $154,746+218.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 4.30% | 50.39%-46.1pp | 46.84%-42.5pp | 172.34%-168.0pp |
| Employer contribution / active EE | $27,087 | $6,787+299.1% | $6,442+320.5% | $4,379+518.5% |
| Participant deferral / active EE | $17,400 | $9,750+78.5% | $9,284+87.4% | $6,730+158.5% |
| Admin fee / account holder | $75 | $19,707-99.6% | $19,076-99.6% | $14,365-99.5% |