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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,002 | $275,752+78.8% | $256,809+92.0% | $198,609+148.2% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 4.30% | 34.81%-30.5pp | 32.73%-28.4pp | 202.70%-198.4pp |
| Employer contribution / active EE | $27,087 | $7,721+250.8% | $7,263+272.9% | $5,055+435.8% |
| Participant deferral / active EE | $17,400 | $10,037+73.4% | $9,520+82.8% | $6,977+149.4% |
| Admin fee / account holder | $75 | $25,716-99.7% | $25,146-99.7% | $19,030-99.6% |