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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,002 | $209,336+135.5% | $197,124+150.1% | $137,256+259.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 4.30% | 48.09%-43.8pp | 44.34%-40.0pp | 220.34%-216.0pp |
| Employer contribution / active EE | $27,087 | $6,591+311.0% | $6,227+335.0% | $4,156+551.7% |
| Participant deferral / active EE | $17,400 | $9,614+81.0% | $9,135+90.5% | $6,407+171.6% |
| Admin fee / account holder | $75 | $17,308-99.6% | $16,298-99.5% | $12,270-99.4% |