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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,150 | $106,864+48.0% | $147,318+7.4% | $82,637+91.4% |
| Participation rate | 75.0% | 75.5%-0.5pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 14.39% | 27.49%-13.1pp | 70.43%-56.0pp | 53.51%-39.1pp |
| Employer contribution / active EE | $5,019 | $3,417+46.9% | $4,593+9.3% | $2,552+96.7% |
| Participant deferral / active EE | $5,185 | $6,496-20.2% | $7,906-34.4% | $4,126+25.7% |
| Admin fee / account holder | $28,399 | $8,415+237.5% | $13,708+107.2% | $7,339+287.0% |