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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,711 | $77,962-55.5% | $178,540-80.6% | $80,935-57.1% |
| Participation rate | 96.0% | 65.7%+30.3pp | 77.1%+18.9pp | 67.7%+28.3pp |
| Annual return | 97.39% | 18.10%+79.3pp | 27.15%+70.2pp | 35.66%+61.7pp |
| Employer contribution / active EE | $1,823 | $2,280-20.1% | $3,953-53.9% | $2,757-33.9% |
| Participant deferral / active EE | $4,697 | $4,404+6.6% | $6,281-25.2% | $4,299+9.2% |
| Admin fee / account holder | $1,435 | $7,156-80.0% | $10,424-86.2% | $6,924-79.3% |