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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,782 | $201,370+105.5% | $184,256+124.6% | $145,897+183.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.04% | 29.05%-21.0pp | 28.85%-20.8pp | 552.29%-544.3pp |
| Employer contribution / active EE | $21,592 | $7,024+207.4% | $6,427+236.0% | $4,663+363.1% |
| Participant deferral / active EE | $9,021 | $9,808-8.0% | $9,133-1.2% | $6,689+34.9% |
| Admin fee / account holder | $40 | $16,364-99.8% | $13,899-99.7% | $13,390-99.7% |