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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,459 | $160,070+67.7% | $147,117+82.5% | $145,897+84.0% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 11.62% | 98.69%-87.1pp | 420.54%-408.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $5,398 | $5,285+2.1% | $4,932+9.4% | $4,663+15.8% |
| Participant deferral / active EE | $15,790 | $8,419+87.5% | $8,065+95.8% | $6,689+136.0% |
| Admin fee / account holder | $42,857 | $15,035+185.0% | $12,993+229.9% | $13,390+220.1% |