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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,476 | $167,415-40.0% | $140,514-28.5% | $198,609-49.4% |
| Participation rate | 85.7% | 80.9%+4.8pp | 77.8%+7.9pp | 82.4%+3.3pp |
| Annual return | 16.19% | 13.85%+2.3pp | 14.36%+1.8pp | 202.70%-186.5pp |
| Employer contribution / active EE | $2,050 | $4,088-49.9% | $3,378-39.3% | $5,055-59.5% |
| Participant deferral / active EE | $7,501 | $5,579+34.5% | $4,919+52.5% | $6,977+7.5% |
| Admin fee / account holder | $1,247 | $16,730-92.5% | $13,697-90.9% | $19,030-93.4% |