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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,776 | $102,393+394.9% | $147,041+244.6% | $80,911+526.3% |
| Participation rate | 73.9% | 75.9%-1.9pp | 82.2%-8.3pp | 67.6%+6.3pp |
| Annual return | 10.82% | 134.95%-124.1pp | 419.21%-408.4pp | 35.63%-24.8pp |
| Employer contribution / active EE | $8,231 | $3,715+121.5% | $4,935+66.8% | $2,756+198.7% |
| Participant deferral / active EE | $8,896 | $6,647+33.8% | $8,071+10.2% | $4,297+107.0% |
| Admin fee / account holder | $51,919 | $7,943+553.6% | $13,006+299.2% | $6,935+648.7% |