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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT5 years Filed as: RBC CAPITAL MARKETS LLC Service code 16 · EIN 41-1416330 | Consulting | $31,293 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $30,927 |
SOUKUP BUSH2 years Filed as: SOUKUP BUSH & ASSOCIATES PC Service code 10 · EIN 84-1128248 | Accounting | $6,476 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,391 | $59,448+6.6% | $93,696-32.3% | $74,459-14.9% |
| Participation rate | 86.1% | 59.6%+26.5pp | 68.7%+17.4pp | 67.2%+18.9pp |
| Annual return | 12.63% | 82.11%-69.5pp | 133.74%-121.1pp | 1369.70%-1357.1pp |
| Employer contribution / active EE | $1,211 | $1,266-4.4% | $2,422-50.0% | $2,626-53.9% |
| Participant deferral / active EE | $4,704 | $3,052+54.1% | $4,417+6.5% | $4,350+8.1% |
| Admin fee / account holder | $404 | $3,027-86.7% | $8,287-95.1% | $1,945-79.2% |