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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $52,249 |
INSTITUTIONAL INVESTMENT CONSULTING10+ years Filed as: INSTITUTIONAL AND FAMILY ASSET MGMT Service code 27 · EIN 47-2600132 | Advisory (Plan) | $21,846 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,196 | $79,181-20.2% | $102,423-38.3% | $74,429-15.1% |
| Participation rate | 86.7% | 74.8%+11.9pp | 76.5%+10.2pp | 67.2%+19.5pp |
| Annual return | 12.23% | 54.97%-42.7pp | 29.42%-17.2pp | 1368.38%-1356.2pp |
| Employer contribution / active EE | $1,973 | $2,362-16.5% | $3,023-34.7% | $2,625-24.8% |
| Participant deferral / active EE | $3,170 | $4,416-28.2% | $5,054-37.3% | $4,348-27.1% |
| Admin fee / account holder | $344 | $2,002-82.8% | $9,455-96.4% | $1,944-82.3% |