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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,498 | $58,311-35.7% | $81,882-54.2% | $80,959-53.7% |
| Participation rate | 73.9% | 63.5%+10.4pp | 72.4%+1.5pp | 67.7%+6.2pp |
| Annual return | -7.64% | 41.85%-49.5pp | 779.47%-787.1pp | 35.67%-43.3pp |
| Employer contribution / active EE | $3,153 | $2,347+34.4% | $2,916+8.1% | $2,757+14.4% |
| Participant deferral / active EE | $6,594 | $3,287+100.6% | $4,323+52.5% | $4,300+53.3% |
| Admin fee / account holder | $6,929 | $4,752+45.8% | $7,360-5.9% | $6,9250% |