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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,498 | $58,234-35.6% | $81,783-54.1% | $80,874-53.6% |
| Participation rate | 73.9% | 63.4%+10.4pp | 72.4%+1.5pp | 67.6%+6.2pp |
| Annual return | -7.64% | 41.70%-49.3pp | 775.05%-782.7pp | 35.62%-43.3pp |
| Employer contribution / active EE | $3,153 | $2,341+34.7% | $2,913+8.3% | $2,756+14.4% |
| Participant deferral / active EE | $6,594 | $3,283+100.9% | $4,320+52.6% | $4,297+53.5% |
| Admin fee / account holder | $6,929 | $4,982+39.1% | $7,380-6.1% | $6,935-0.1% |