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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $627,658 | $81,331+671.7% | $155,534+303.5% | $80,935+675.5% |
| Participation rate | 83.1% | 66.3%+16.9pp | 78.2%+4.9pp | 67.7%+15.5pp |
| Annual return | 20.07% | 33.37%-13.3pp | 64.92%-44.8pp | 35.66%-15.6pp |
| Employer contribution / active EE | $31,407 | $3,105+911.6% | $4,675+571.8% | $2,757+1039.3% |
| Participant deferral / active EE | $19,436 | $3,454+462.7% | $5,630+245.2% | $4,299+352.0% |
| Admin fee / account holder | $6,169 | $7,999-22.9% | $15,900-61.2% | $6,924-10.9% |