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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $627,658 | $81,276+672.3% | $155,574+303.4% | $80,925+675.6% |
| Participation rate | 83.1% | 66.2%+16.9pp | 78.2%+4.9pp | 67.7%+15.5pp |
| Annual return | 20.07% | 33.36%-13.3pp | 64.87%-44.8pp | 35.65%-15.6pp |
| Employer contribution / active EE | $31,407 | $3,103+912.1% | $4,676+571.7% | $2,756+1039.5% |
| Participant deferral / active EE | $19,436 | $3,453+462.9% | $5,629+245.3% | $4,299+352.1% |
| Admin fee / account holder | $6,169 | $7,993-22.8% | $15,914-61.2% | $6,940-11.1% |