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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,387 | $107,421-66.1% | $182,262-80.0% | $94,015-61.3% |
| Participation rate | 93.5% | 77.8%+15.8pp | 84.2%+9.3pp | 70.8%+22.7pp |
| Annual return | 114.88% | 21.32%+93.6pp | 140.60%-25.7pp | 17.84%+97.0pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $10,743 | $6,558+63.8% | $8,276+29.8% | $4,249+152.8% |
| Admin fee / account holder | $2,689 | $8,692-69.1% | $16,712-83.9% | $8,951-70.0% |